Terms of Service

By creating an account, making a payment, or using any part of the Cube platform ("Service"), you confirm that:

• You are at least 18 years old, or the age of majority in your jurisdiction, whichever is higher.
• You have the legal capacity to enter into binding agreements.
• You have read, understood, and agree to these Terms in full.
• If you are accepting on behalf of an organisation, you have authority to bind that organisation.

We may update these Terms at any time. When we do, we will update the "Last Updated" date and may notify you via email or in-platform notice. Continued use after the effective date constitutes acceptance of the revised Terms. If you do not agree, discontinue use immediately.

Cube is a private, invite-only lifestyle platform operated by 96 Agency Ltd, offering curated recreational experiences, live sessions, skill-based activities, engagement rewards, and exclusive events (collectively, the "Service").

Participation is entirely optional and intended for entertainment and engagement purposes. Nothing on the platform constitutes financial advice, an investment opportunity, or a guaranteed income mechanism.

We reserve the right to modify, limit, or discontinue any feature of the Service at any time, with or without notice, for any reason including maintenance, legal compliance, or business changes.

Eligibility

You must be a valid invitee of the Cube platform. Registrations obtained through unauthorised channels may be terminated without notice or refund.

Accurate Information

• Provide truthful, accurate, and complete information at registration and keep it current.
• You may not register using a false identity, another person's identity, or automated means.
• Each person may hold only one account unless explicitly authorised in writing by Cube.

Account Security

• You are solely responsible for all activity that occurs under your account credentials.
• Keep your login details confidential. Do not share passwords or allow others to access your account.
• Notify us immediately at support@visitcube.xyz if you suspect unauthorised access.
• Cube is not liable for losses caused by unauthorised access resulting from your failure to secure your credentials.

Suspension & Termination

We may suspend or permanently terminate your account for violations of these Terms, fraudulent activity, suspicious behaviour patterns, legal compliance requirements, or at our sole discretion with reasonable notice where practicable.

STRZ credits are digital units used exclusively within Cube to access events, participate in activities (including TapMaster), and redeem rewards. STRZ are not currency, securities, or financial instruments.

Purchased Credits & Contributions

Payments for membership or optional contributions are treated as prepaid amounts for future platform services. They may be applied toward live sessions, events, skill-based games, or platform features at the rates current at time of redemption.

Earned & Promotional Credits

Users may earn STRZ through engagement activities such as daily logins, polls, referrals, and special campaigns. Earned credits are free promotional rewards and have no monetary value outside Cube unless explicitly stated in a verified promotion published by Cube.

Post-Membership Participation

Users may continue earning STRZ after a paid membership expires. Paid memberships provide enhanced benefits, faster credit accumulation, or higher reward caps, but are not required to earn or spend STRZ at base rates.

Valuation & Redemption

STRZ and contribution benefits have internal platform value only. They are redeemable solely for experiences, events, or rewards within Cube, unless Cube has published an explicit verified promotion stating otherwise.

Expiration & Forfeiture

• STRZ may expire after 36 consecutive months of account inactivity.
• STRZ and rewards may be forfeited upon violation of these Terms or account termination.
• Cube reserves the right to adjust credit values, redemption rates, or reward structures with reasonable notice.

Non-Refundable

Payments for credits, memberships, or contributions are generally non-refundable except where required by applicable law. Deferred revenue from prepaid services is recognised as platform obligations are fulfilled.

Payment Processing

Payments are processed by licensed third-party providers including Paystack and Flutterwave. By making a payment, you agree to their respective terms and authorise Cube to share necessary data with them for transaction processing.

Memberships & Contributions

All paid memberships and contributions are optional. No feature of the basic platform is withheld for non-payment unless explicitly stated. Membership benefits are as described at time of purchase and may be updated for future billing cycles with notice.

Prices & Taxes

Listed prices exclude applicable taxes such as VAT or withholding tax unless stated otherwise. You are responsible for any taxes arising from your use of the Service in your jurisdiction. Cube reserves the right to update pricing with reasonable advance notice.

Chargebacks & Disputes

Filing a chargeback or payment reversal without first contacting Cube support may result in immediate account suspension. We encourage you to resolve billing queries at support@visitcube.xyz before escalating to your payment provider.

Refunds

All payments are final and non-refundable except where required by Nigerian consumer protection law or other applicable mandatory legislation. Unused purchased STRZ are not refundable upon account termination unless required by law.

TapMaster and other activities are skill-based or participation-based promotional incentives, not games of chance or gambling. No purchase is necessary to participate in free-entry promotional activities.

Prizes & Rewards

• Prizes — including credits, event access, merchandise, or promotional rewards — are awarded at Cube's discretion and may be subject to verification.
• Cash or cash-equivalent rewards, if offered, are subject to applicable taxes. You are responsible for declaring and paying any resulting tax obligations.
• Referral and host rewards are optional promotional incentives and may be issued in STRZ or cash equivalents within Cube.

Campaign Changes

Cube reserves the right to modify, pause, or cancel any reward programme, promotional campaign, or leaderboard without prior notice. Changes to ongoing campaigns will be communicated via the platform where reasonably practicable.

Abuse Prevention

Cube actively monitors for reward abuse, including but not limited to: automated participation, multiple accounts, coordinated manipulation, false referrals, and collusive activity. Suspected abuse will result in reward forfeiture and account suspension without refund. Cube may recover wrongly awarded credits or rewards at any time.

You agree not to:

• Harass, abuse, discriminate against, threaten, or harm any person through the Service.
• Post or transmit illegal, defamatory, obscene, or otherwise offensive content.
• Cheat, use bots, scripts, macros, exploits, or any automated method to interact with activities or the Service.
• Manipulate rankings, referral counts, or reward systems through fraudulent or coordinated means.
• Impersonate Cube staff, other users, or any person or entity.
• Scrape, crawl, or data-mine the Service or its content by automated means.
• Attempt to gain unauthorised access to accounts, systems, or data.
• Interfere with or disrupt the integrity or performance of the Service or its infrastructure.
• Use the Service for any unauthorised commercial purpose, including advertising, MLM, or affiliate schemes without written permission.
• Circumvent any access controls, technical restrictions, or security measures.
• Engage in any activity that violates applicable law or regulation.

Violations may result in content removal, forfeiture of STRZ and rewards, and account termination without refund. Cube reserves the right to pursue civil or criminal remedies where appropriate.

Ownership

You retain ownership of content you create and submit to the platform ("User Content"). By submitting User Content, you grant Cube a worldwide, royalty-free, non-exclusive, sublicensable licence to use, reproduce, adapt, distribute, and display that content in connection with operating and promoting the Service.

Content Standards

User Content must not be illegal, defamatory, obscene, infringing of third-party rights, or otherwise in violation of these Terms or applicable law. You represent that you have all rights necessary to grant the above licence.

Moderation Rights

Cube may review, edit, or remove any User Content at any time without notice, for any reason, including violation of these Terms, legal obligations, or at our sole discretion. We do not guarantee that all User Content will be reviewed before publication.

No Endorsement

User Content does not represent the views of Cube. We are not responsible for User Content posted by others and are not liable for any loss or damage caused by reliance on it.

All platform content, branding, software, source code, databases, features, and designs (excluding User Content) are owned by Cube or its licensors and are protected by Nigerian and international intellectual property laws.

The Cube name, logo, and UYE™ mark are trademarks of 96 Agency Ltd. You may not use them without prior written authorisation.

Users are granted a limited, personal, non-exclusive, non-transferable, revocable licence to access and use the Service for lawful personal, non-commercial purposes only. No other rights are granted by implication or otherwise.

Any unauthorised reproduction, redistribution, or commercial use of platform content is strictly prohibited and may result in legal action.

The Service is provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, title, or non-infringement.

• No guaranteed earnings: Cube does not guarantee any specific level of STRZ, rewards, or monetary return from using the platform.
• No guaranteed uptime: We do not warrant uninterrupted, error-free, or secure access to the Service. Planned and unplanned maintenance may affect availability.
• Beta features: Features identified as beta, preview, or experimental are provided without warranty and may be withdrawn at any time.
• Third-party services: Cube is not responsible for the availability, content, or practices of third-party services (including payment processors) linked to or integrated with the platform.
• Service interruptions: We are not liable for service interruptions caused by internet outages, platform maintenance, force majeure events, or third-party failures.

To the fullest extent permitted by applicable law, Cube, its affiliates, officers, employees, agents, suppliers, and licensors shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to your use of or inability to use the Service, including but not limited to:

• Loss of profits, revenue, data, or business opportunities.
• Loss of STRZ or rewards due to account suspension or termination.
• Damage caused by third parties, including payment processor failures.
• Unauthorised access to your account resulting from your own security failures.

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability, so some of the above may not apply to you.

You agree to defend, indemnify, and hold harmless Cube, its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising from or related to:

• Your violation of these Terms or any applicable law or regulation.
• Your User Content or your use of the Service.
• Your infringement of any third-party intellectual property, privacy, or other rights.
• Your fraudulent, abusive, or harmful conduct on the platform.

Cube reserves the right to assume exclusive control of the defence of any matter subject to your indemnification, at your expense. You agree to cooperate with our defence of such claims.

Cube employs technical and organisational measures to protect the integrity of the Service and user accounts, including automated monitoring, anomaly detection, and fraud prevention systems.

By using the Service, you acknowledge and consent to:

• Security monitoring and logging of platform activity for fraud detection and legal compliance purposes.
• Automated analysis of usage patterns to identify abuse, bot activity, or Terms violations.
• Cube sharing relevant information with law enforcement or regulators where required by law or to protect our rights and the safety of users.

You must not attempt to probe, scan, test the vulnerability of, or circumvent any security measure of the Service. Doing so may constitute a criminal offence under the Nigerian Cybercrimes (Prohibition, Prevention, etc.) Act and other applicable laws.

Cube may suspend or terminate your access to all or part of the Service at any time, with or without cause, with or without notice, effective immediately. Grounds include but are not limited to:

• Violation of these Terms or our policies.
• Fraudulent, abusive, or harmful conduct.
• Non-payment or repeated chargebacks.
• Legal compliance or regulatory requirements.
• Extended account inactivity.

Upon termination, all licences granted to you immediately cease. Unredeemed credits and rewards may be forfeited. Provisions that by their nature should survive termination — including intellectual property, disclaimers, indemnity, limitation of liability, and governing law — shall survive.

You may close your account at any time by contacting support@visitcube.xyz.

These Terms are governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law principles.

Any dispute arising out of or in connection with these Terms shall first be subject to good-faith informal negotiation. Contact us at support@visitcube.xyz and allow us 30 days to attempt resolution before escalating.

If informal resolution fails, disputes shall be submitted to the exclusive jurisdiction of the courts of Lagos State, Nigeria.

Nothing in this clause prevents either party from seeking urgent injunctive or other equitable relief from a court of competent jurisdiction where appropriate.

• Severability: If any provision of these Terms is found unenforceable, the remaining provisions continue in full force.
• No Waiver: Our failure to enforce any right or provision does not constitute a waiver of future enforcement of that right or provision.
• Force Majeure: We are not liable for failure to perform obligations due to events beyond our reasonable control, including natural disasters, government actions, internet outages, or civil unrest.
• Assignment: You may not assign your rights or obligations under these Terms without our prior written consent. Cube may assign these Terms freely, including in connection with a merger or acquisition.
• Entire Agreement: These Terms, together with our Privacy Policy and any additional terms for specific features, constitute the entire agreement between you and Cube regarding the Service.
• Language: These Terms are written in English. Any translated version is provided for convenience only; the English version governs in case of conflict.

Cube processes personal data in accordance with the Nigeria Data Protection Act (NDPA) and other applicable data protection laws.

Data We Collect

• Account data: Name, email address, phone number, and profile information provided at registration.
• Usage data: Session data, activity logs, interactions with platform features, and engagement metrics.
• Payment data: Transaction records (payment card details are handled exclusively by our PCI-compliant payment processors — we do not store full card numbers).
• Device data: Device identifiers, operating system, browser type, and IP address.
• Communications: Messages sent to Cube support or through in-platform messaging features.

Why We Process Your Data

• To operate and provide the Service, including account management and reward processing.
• To detect and prevent fraud, abuse, and security incidents.
• To communicate service updates, policy changes, and support responses.
• To comply with legal obligations and respond to lawful requests from authorities.
• To analyse and improve the platform (using aggregated or anonymised data where possible).

Data Retention

We retain personal data for as long as your account is active, plus any legally required retention period. Inactive accounts may be deleted after 36 months. You may request deletion at any time (subject to legal obligations) at support@visitcube.xyz.

Security

We apply industry-standard technical and organisational security measures to protect your data, including encryption in transit and at rest, access controls, and regular security reviews. No system is perfectly secure; if we become aware of a breach affecting your data, we will notify you in accordance with applicable law.

Your Rights

Depending on your jurisdiction, you may have the right to access, correct, delete, or port your data, and to object to or restrict certain processing. To exercise any rights, contact support@visitcube.xyz.

What Are Cookies?

Cookies are small text files placed on your device by websites. They allow platforms to recognise your device, remember your preferences, and understand how you use a service. Similar technologies include local storage, session storage, and device identifiers (collectively, "cookies" in this policy).

Types We Use

• Session cookies: Temporary cookies deleted when you close your browser. Used for login sessions and security tokens.
• Persistent cookies: Remain on your device for a set period. Used for preference memory and analytics.
• Third-party cookies: Set by our payment processors (Paystack, Flutterwave) and analytics tools. These are governed by those providers' own privacy policies.
• Device identifiers: May be used to associate your device with your account for security and fraud prevention purposes.

Cookie Categories & Purposes

• Essential: Required for the Service to function. Cannot be disabled. Includes authentication, CSRF protection, and session management.
• Analytics: Used to understand how users interact with the platform. Data is aggregated and not used to personally identify you.
• Functional: Enable enhanced features and personalisation, such as remembering your display preferences.
• Marketing: Track the effectiveness of campaigns and may be used to show relevant promotions. Cube does not sell cookie-derived data to third parties.

Analytics Technologies

We may use analytics tools that process usage patterns to improve platform performance and user experience. Where possible, we configure these tools to anonymise IP addresses and minimise personal data collection.

Your Rights

You can manage your cookie preferences at any time using the Cookie Preferences panel. Withdrawing consent for optional cookies will not affect the lawfulness of processing based on consent given before withdrawal.

You may also control cookies through your browser settings. Note that disabling all cookies may impair certain platform functionality.

Cube believes you should be in control of your data. Here's what you can do:

• Update your data: Edit your profile information at any time from your account settings.
• Download your data: Request a copy of your account data and activity history by emailing support@visitcube.xyz.
• Delete your account: Request full account and data deletion. Certain data may be retained to comply with legal obligations (e.g., financial records).
• Withdraw marketing consent: Unsubscribe from marketing emails using the link in any email, or contact support.
• Cookie preferences: Change or withdraw your cookie consent at any time using the panel below.
• Object to processing: Where we rely on legitimate interests, you may object to our processing of your data. Contact support@visitcube.xyz.

For support, questions, privacy requests, or complaints about these Terms, contact us at:

Email: support@visitcube.xyz

We will respond to all queries within 5 business days. For privacy-related requests, we will respond within applicable legal timelines.